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NRI Home Loan

A dream to be in your home country and yet away can usually be attained only by owning a residence in India. At Prime Finance, we understand that home buying can be a tedious process especially if one is living miles away from one’s aspired house and dreams of some specific details that aren’t so easy to hunt down. Our experience spans over decades and we have an exceptional team to ensure your house finding satisfaction.

Prime Finance offers the most varied range of home loan products & services to suit the unique requirements of the Non-Resident Indians (NRIs) and Persons of Indian Origin (PIOs) including Home Loans for properties anywhere across India. We have a wide network in India, and have been operating in multiple regions.

Services offered:

  • Property Search Assistance for properties across India
  • Valuable insights on developer projects, location, developer credentials, documentation and offerings
  • Home Loan Advisory Services – Legal and technical counseling on home loans

KYC NORMS FOR ( NRI CUSTOMER ) & ( MERCHANT NAVY CUSTOMER )

  1. Identity Proof
  2. Address Proof
  3. Passport / Visa
  4. Passport
  5. PAN Card
  6. Electricity Bill
  7. Voter Card
  8. Telephone Bill
  9. ID Card
  10. Ration Card
  11. Driving Licence
  12. Bank Statement
  13. Letter From Govt Servant / Notary / Gazetted Officer
  14. Letter From Employer / Credit Bureau Report
  15. Letter From Govt Servant / Notary / Gazetted Officer

DOCUMENT CHECK LIST FOR NRI CASES

  1. Credit Bureau Report ( Verify if address is same as what is mentioned in form.)
  2. Passport with valid visa ( In case of a PIO, PIO card also.)
  3. HR Email for Email confirmation.
  4. Last 3 months salary slips.
  5. Last 6 months Bank statement, where salary credited.
  6. NRE / NRO Account statement ( If not opened must open.)
  7. In case of any ongoing loan, bank statement for the last 6 months from where installment debited.
  8. Employment contract Copy.
  9. POA- KYC Norms Compliance.
  10. POA Documentation as per Bank format ( with photograph)
  11. Own Contribution Proof. ( Some Investment Details.)
  12. One Passport size photograph.
  13. In case loan closed in the last 6 months closure letter.
  14. In case loan finishing in the next few months, proof of the same.
  15. Details of Rent being paid.
  16. Processing fee cheque favouring Bank.( From NRE / NRO a/c.)